Manila, Philippines — A new exposé uncovers one of Southeast Asia’s most audacious frauds: the fabricated monarchy and trillion-dollar deception orchestrated by Fuad Kiram and his late advisor Omar Kiram. Posing as royalty of the defunct Sulu Sultanate, the duo conducted a sprawling two-decade scam that blended fake titles, imaginary gold, and staged diplomacy to attract money, influence, and international attention. Fuad Kiram, a self-declared Sultan discredited by legitimate heirs and listed as a terrorist by Malaysia, led an elaborate enterprise with Omar—a Filipino-Australian businessman who adopted the Kiram name to feign noble descent.
Wednesday, June 11, 2025
Sultanate of Sulu: How Fuad and Omar Kiram Sold Out a Nation That Wasn't Theirs
Manila, Philippines — A new exposé uncovers one of Southeast Asia’s most audacious frauds: the fabricated monarchy and trillion-dollar deception orchestrated by Fuad Kiram and his late advisor Omar Kiram. Posing as royalty of the defunct Sulu Sultanate, the duo conducted a sprawling two-decade scam that blended fake titles, imaginary gold, and staged diplomacy to attract money, influence, and international attention. Fuad Kiram, a self-declared Sultan discredited by legitimate heirs and listed as a terrorist by Malaysia, led an elaborate enterprise with Omar—a Filipino-Australian businessman who adopted the Kiram name to feign noble descent.
Why Responsible Lending Matters: Happycash’s Commitment to Consumer Rights in Digital Finance
In the fast-growing world of digital lending, where speed and scale often take center stage, Happycash is setting itself apart by focusing on something more fundamental: consumer protection and responsible lending.
Yinshan Lending Inc. operating under the name of Happycash is a licensed lending company regulated by the Philippine Securities and Exchange Commission (with SEC Registration No. CS2019100108 and Certificate of Authority No. 2860), Happycash anchors its innovation on strong ethical principles and compliance. For Happycash, responsible lending isn’t just about avoiding problems- it’s about building long-term trust with users.
TRANSPARENCY AS A PROMISE, NOT A FEATURE
One of the biggest challenges in digital lending today is the lack of transparency. Hidden fees, unclear terms, and misleading marketing have eroded public trust in the industry. In response, Happycash maintain its commitment to transparency in accordance with the Truth in Lending Act (Republic Act No. 3765) by ensuring full disclosure of all fees, interest rates, and loan conditions before users’ commitment and disbursement.
As a testament to the commitment of Happycash, its customer can easily preview repayment schedules, understand total cost upfront, and engage with the dedicated customer service department trained to uphold financial literacy and borrower rights. According to Winchel, Happycash’s Compliance Officer, “We make sure our users fully understand the loan they’re taking-no fine print tricks, no hidden charges.”
COMPLIANCE AND CONSUMER RIGHTS AT THE CORE
At its core, Happycash rigorously adheres to key consumer protection laws, including:
• The Truth in Lending Act (RA 3765)
• The Data Privacy Act (RA 10173)
• The Financial Products and Services Consumer Protection Act (RA 11765)
• SEC Memorandum Circular No. 18, Series of 2019
• BSP Circular No. 1133, series of 2021
The laws and regulations guide comprehensive internal policies that protect borrowers through fair collection practices and robust data handling. These ensures that borrowers are treated with respect and fairness.
ETHICAL COLLECTIIONS AND EMPATHETIC SERVICE
In response to the growing concerns over unfair debt collection practices within the industry, Happycash is firmly committed to upholding fair and ethical collections.
Happycash takes special care in training its collections team to engage with users respectfully and professionally. No intimidation. No public shaming. All communications are conducted in line with SEC regulations and industry best practices, ensuring borrowers are treated with dignity and fairness.
Taking a firm stand, Happycash explicitly does not tolerate any harassment or abusive behavior in debt collection. To support this commitment, borrowers have multiple channels-such as in-app chat, email, and hotline- to reprt any incidents of harassment, seek clarification, or resolve disputes promptly. Every complaint is meticulously logged and internally reviewed to maintain accountability and continuous improvement.
By prioritizing respectful and transparent interactions, Happycash aims to restore trust and promote responsible lending.
About Yinshan Lending INC.
Happycash is a fintech platform that delivers digital credit to Filipinos – providing quick, seamless, affordable financial access to the credit-worthy yet underserved. Happycash is operated by Yinshan Lending Inc., a licensed financing company with SEC Registration No. CS201900108 and Certificate of Authority No. 2860.
This Press Release has also been published on VRITIMES
Karaoke Manekineko Joins the Borneo Fest 2025 Celebration at Metro Point Complex
 The Borneo Fest 2025, hosted at Metro Point Complex Kajang, brought together cultural groups and local businesses—including Karaoke Manekineko—for a weekend filled with East Malaysian heritage and community engagement
The Borneo Fest 2025, held on May 31 and June 1 at Metro Point Complex Kajang, showcased the region’s rich traditions through captivating dance performances and interactive culinary workshops. Visitors were treated to the energy of Borneo Ethnic Dance Performances and a special kids’ showcase, adding a youthful spark to the festival’s cultural lineup.
Beyond performances, festival-goers took part in bamboo dessert and dumpling workshops that provided a hands-on look at East Malaysia’s culinary traditions.
Karaoke Manekineko also joined the festival, adding a fun and engaging element for families and children. Their beloved mascot made appearances throughout the two-day event, delighting younger visitors and sparking smiles across the concourse. Karaoke Manekineko staff shared that they were glad to participate in the festival, noting how it offered a wonderful opportunity to interact with the local community—especially children—and bring extra joy to the vibrant atmosphere.
Organisers expressed appreciation for the collaborative efforts of cultural groups, local businesses, and festival supporters. They emphasised how events like this highlight the power of cultural heritage in building stronger community connections.
With its blend of performances, workshops, and lively interactions, the Borneo Fest 2025 was more than just a festival—it was a weekend of shared culture and meaningful exchange, warmly embraced by all who attended.
What is Build On BNB? BOB Price Prediction 2025–2028
Discover Build On BNB (BOB), the meme coin energizing the Binance Smart Chain with humor, community, and purpose. Learn about its origins, features, and 2025–2028 price predictions.In the fast-paced world of cryptocurrency, projects that combine humor, community, and purpose tend to stand out. One such project is Build On BNB (BOB), a meme coin born out of a light-hearted Binance community initiative, now boasting serious traction on the Binance Smart Chain (BSC).
But what exactly is BOB, and why has it captured the attention of tens of thousands of holders in just a few months?
Let’s dive into the full story behind BOB, from its humble, humorous beginnings to its growing role in the BSC ecosystem.
Origins: From Community Joke to Blockchain Mascot
Build On BNB (BOB) started as a community-driven idea during a mascot-naming campaign hosted by Binance. The name “Bob”. simple, quirky, and friendly, stuck, and what began as a fun interaction quickly evolved into a full-blown crypto token.
But unlike other meme coins that thrive on speculation alone, BOB was designed with a broader mission: to reignite interest in the BNB Smart Chain and promote community-based blockchain development.
The slogan? “Make BSC Great Again.” It’s a cheeky nod to meme culture but represents a real goal: to empower builders, creators, and developers to engage with the BSC ecosystem through a lighthearted and accessible token.
What is BOB?
BOB is a BEP-20 token operating on the Binance Smart Chain. It combines the viral appeal of meme coins with strategic ecosystem support to drive growth on BSC.
Its total supply is 420.69 trillion tokens, a not-so-subtle reference to internet meme numbers like 420 and 69, staying true to its tongue-in-cheek roots.
BOB isn’t just a trading asset. It’s a community tool designed to spark development, engagement, and decentralized application (dApp) creation on Binance’s blockchain.
Key Features:
1. BEP-20 compatibility: easily tradable on major DEXs like PancakeSwap.
2. Zero transaction fees: ideal for high-volume trading and community activities.
3. Community-first distribution: over 34,000 individual holders with no focus on institutional control.
Technical Specs & Security
BOB runs on the Proof of Staked Authority (PoSA) consensus used by the BNB Smart Chain, enabling:
1. Fast transaction speeds
2. Ultra-low fees
3. Scalable infrastructure
Its smart contract has been audited by Go+ Security and Token Sniffer, showing no major vulnerabilities. For users worried about security or scams in the meme coin space, BOB offers a higher degree of transparency and trustworthiness.
BOB Market Performance & Price Outlook
Since launch, BOB has displayed the trademark volatility of meme tokens, with significant spikes and dips. Its current price is around $0.00000007576, with a market cap of nearly $29–40 million, depending on recent volume.
Recent Highlights:
1. 115% growth in 24 hours during a recent bull surge
2. 250% gains over the past week
4. Daily trading volumes over $30 million
5. Listed on platforms like AscendEX, Hibt, and PancakeSwap
These stats underline a vibrant market presence, bolstered by community enthusiasm and smart marketing.
BOB Community Engagement
BOB is most active on Twitter and Telegram, with a follower base exceeding 10,000. Community events, meme contests, and grassroots promotions are frequent, and in March 2025, the community officially took over the token’s direction, marking a significant step toward decentralization.
Its mascot, the cartoonish and charming Bob, has helped make the coin instantly recognizable, much like Dogecoin’s Shiba Inu or Pepe’s iconic frog.
BOB Price Predictions: 2025–2028 Forecast
1. 2025
- Range: $0.00000011 to $0.00000026
- Catalysts: Community growth, meme culture virality, continued Binance support
2. 2026
- Range: $0.00000008 to $0.00000032
- Factors: Utility expansion (e.g., NFT use, staking), DEX integrations
3. 2027
- Range: $0.00000005 to $0.00000018
- Risks: Regulatory shifts, meme fatigue, or fading community interest
4. 2028
- Range: $0.00000003 to $0.00000022
- Survivability: Dependent on long-term adoption, new utilities, or integration into BSC apps
While predictions vary, BOB’s success will likely depend on its ability to innovate and maintain relevance as more meme coins enter the market.
BOB Short-Term Price Targets (June–Dec 2025)
Sentiment remains bullish, with the Fear & Greed Index at 64 (Greed) — suggesting that investor confidence is high in the short term.
Should You Buy BOB?
BOB is not your typical investment. It’s a meme coin, meaning its value depends heavily on community hype, trends, and social engagement rather than fundamentals or utility.
1. Pros
- Supported by Binance ecosystem
- Low barrier to entry
- Strong meme appeal and viral potential
- Listed on reputable exchanges
- Active community ownership
2. Cons
- High volatility
- Limited real-world utility (for now)
- Prone to market cycles and sentiment shifts
If you’re interested in BOB, it’s best to approach it as a fun, speculative bet— not a long-term financial cornerstone. Think of it as digital street art or a collectible: it could become valuable, but it’s just as likely to fade out.
Conclusion
Build On BNB (BOB) is more than just another meme coin, it’s a cultural token built on fun, community, and a mission to revitalize the BNB Chain. While it doesn’t promise utility-driven returns (yet), it does offer one of the most engaging and active communities in the current meme coin space.
Whether you’re a crypto veteran or a curious newcomer, BOB might just be the weird, wonderful addition your portfolio needs, as long as you remember to invest responsibly and enjoy the ride.
Looking to trade BOB safely and efficiently? Bitrue is a user-friendly, secure exchange that offers trading pairs for BOB with strong liquidity and support. New users who sign up on Bitrue may also qualify for promotional rewards, making it a great entry point for BOB enthusiasts.
About Bitrue
Bitrue is a leading cryptocurrency exchange, offering a wide range of digital assets, innovative features, and user-focused services. Founded with the mission to empower the world’s crypto enthusiasts, Bitrue continues to expand its platform with new products, events, and opportunities for users worldwide.
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