XPRESS Super App Empowers Filipino Seniors with Innovative Multi-Transport Solutions

 

XPRESS Super App is an innovative multi-transport ride-hailing platform in the Philippines that empowers seniors to embrace an active second life. Inspired by Japan’s high senior employment rates, the app offers user-friendly training and design, along with BYD-backed Hybrid/EV loans at 0% commission during a transition period. The Negosyo Program and exclusive financing provide safe, sustainable mobility, with every booking insured for riders and drivers, ensuring reliable transportation solutions daily.

Manila, Philippines – XPRESS Super App, the country’s newest multi-transport ride-hailing platform, is redefining retirement by inviting senior citizens to embrace a vibrant “2nd life” after their careers. Inspired by Japan’s progressive employment model, a recent report by the Japan Business Federation revealed that in 2022, the employment rate for individuals aged 60 and older reached 25.2%, significantly higher than in the United States (18.6%) and the United Kingdom (10.9%). This encouraging data has fueled XPRESS’s mission to ensure that retirement is a time of purpose and renewal.

Designed with simplicity in mind, the XPRESS app features large, easy-to-read icons, and the company provides smartphones along with personalized training for those unfamiliar with modern technology. “We believe everyone deserves a chance to stay active and engaged,” an XPRESS spokesperson stated.

In a groundbreaking collaboration with BYD, XPRESS offers drivers the opportunity to avail Hybrid and EV loans, making sustainable vehicle ownership more accessible. During a limited-time transition period, drivers using electric EV or hybrid vehicles benefit from a 0% commission program, allowing them to maximize earnings while supporting eco-friendly transportation.

Furthering its commitment to inclusivity, XPRESS has introduced the Negosyo Program in partnership with Cebuana Lhuillier. This initiative provides exclusive financing options for driver partners across Metro Manila and key cities nationwide like Bataan, removing barriers to EV adoption.

XPRESS also addresses driver shortages during rush hours by welcoming both senior riders and drivers. With specific age requirements for 2-wheel Moto Taxis (20-60) and 4-wheel Car Taxis (20-65), additional doctor's fit-to-drive certification for riders or drivers aged 60-65, and an active professional Philippine driver's license, XPRESS is paving the way for a more inclusive, sustainable future. Every active booking is insured for both the rider/driver and their passenger to ensure top-notch coverage.

For more details, visit www.xpress.ph and follow XPRESS on Facebook, Instagram, and TikTok @XpressPhilippines or e-mail info@xpress.ph.

About Xpress Super App

XPRESS is an innovative multi-transport ride-hailing platform in the Philippines empowering seniors to embrace an active second life. By combining user-friendly technology, strategic partnerships with BYD and Cebuana Lhuillier, and a comprehensive insurance policy, XPRESS delivers sustainable mobility solutions with safety, affordability, and inclusivity—driving transformation in Filipino transport.

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Global Cloud ERP "multibook" announces compliance with Malaysia’s e-Invoice System, mandatory for all Malaysian companies by July 2025

Multibook Limited (Headquarters: Shinagawa, Tokyo; CEO: Tadaaki Murayama) announces that its global cloud ERP service multibook now supports e-Invoice, a national requirement in Malaysia.

With this, businesses can use multibook to apply for certification of electronic invoices in batches through multibook on MyInvoisPortal, the Malaysian tax authority's web application.

- About Malaysia’s e-Invoice System

Aiming to enhance tax regulation efficiency and improve transaction transparency, Malaysia has introduced the e-Invoice system in phases, beginning in June 2024. Under this system, invoice issuers must electronically submit transaction details to the tax authority for authentication. Implementing e-Invoice is mandatory for all businesses from July 1, 2025, making compliance a pressing issue.

There are two primary methods for businesses to authenticate invoices with the tax authority. The first one is by manual submission via MyInvoisPortal, the online portal provided by the Malaysian tax authority. The second one is by API linking MyInvoisPortal with the company’s existing invoice system.

- Multibook e-Invoice compliance features

Multibook has developed a standard file output function that enables batch uploads to MyInvoisPortal. The required upload format consists of 11 sheets, which can be time-consuming when filled manually. By utilizing multibook, businesses can submit authentication requests in bulk, improving operational efficiency, reducing processing time, and minimizing errors.

Multibook remains committed to adapting to regulatory requirements and tax law updates in various countries. Our mission is to make the challenge of international business management more accessible and easier, to “Empower your potential” .

- Overview of Global Cloud ERP "multibook"

Multibook is a cloud-based ERP designed for overseas business operations, prioritizing speed in implementation, processing, and issue resolution. Supporting 12 languages, multi-currency transactions, and multiple account books, it seamlessly integrates business locations worldwide. Currently it has been adopted by over 500 companies across 33 countries, spanning industries such as manufacturing, trading, food & beverage, and construction, catering to both listed and non-listed enterprises.

Key Features: Accounting, logistics, fixed asset management, IFRS lease asset management, expense reimbursement, management cockpit, business process outsourcing cockpit, external integration (e.g., consolidated accounting, warehouse management)

Service: multibook

Website: https://en.www.multibook.jp/ 12 Supported Languages: Japanese, English, Thai, Vietnamese, Korean, Burmese, German, French, Spanish, Traditional Chinese, Simplified Chinese and Indonesian.

- Company Overview

Company name: Multibook Limited

CEO: Tadaaki Murayama

Established: September 2000

Headquarters: NMF Gotanda Ekimae Building 5F, 1-1-8 Nishi-Gotanda, Shinagawa-ku, Tokyo, Japan

Overseas offices: Singapore, Thailand, Philippines

Business description: Planning, development and provision of global cloud ERP services, including "multibook."

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The Bitcoin Strategic Reserve & Trump’s Vision for Crypto Regulation

President Trump is set to announce a Bitcoin Strategic Reserve, marking a historic shift in U.S. cryptocurrency policy. Discover how this move, along with new crypto regulations and market trends, could position the U.S. as a global leader in digital assets.

In a move set to redefine the U.S. stance on digital assets, President Donald Trump is expected to announce a significant shift in cryptocurrency policy, including the establishment of a Bitcoin Strategic Reserve.

This landmark decision, revealed by Commerce Secretary Howard Lutnick, signals a new era for crypto regulation and adoption in the United States.

The Bitcoin Strategic Reserve: A Game Changer

Speaking ahead of the first-ever White House Crypto Summit, Secretary Lutnick emphasized Trump’s commitment to positioning the U.S. as a global leader in digital assets.

“The President definitely thinks that there’s a Bitcoin strategic reserve,” Lutnick stated. “There will be the question of how we handle other cryptocurrencies, and I think the model is going to be announced on Friday.”

This reserve is expected to grant Bitcoin (BTC) unique status within the financial ecosystem. While other cryptocurrencies, including Ethereum (ETH), XRP, Solana (SOL), and Cardano (ADA), may be included in the broader framework, Bitcoin appears to be at the heart of Trump’s crypto vision.

Trump’s Vision for Crypto Regulation

President Trump has been vocal about his support for digital assets, contrasting sharply with the stricter regulatory stance of the previous administration. In a Truth Social post, he outlined his plans:

“A U.S. Crypto Reserve will elevate this critical industry after years of corrupt attacks by the Biden Administration. My Executive Order on Digital Assets directs the Presidential Working Group to move forward on a Crypto Strategic Reserve that includes XRP, SOL, and ADA. I will make sure the U.S. is the Crypto Capital of the World. We are MAKING AMERICA GREAT AGAIN!”

Trump also highlighted Bitcoin and Ethereum’s importance, stating, “I also love Bitcoin and Ethereum!”

White House Crypto Summit: Defining the Future of Digital Assets

The upcoming White House Crypto Summit, chaired by David Sacks and Bo Hines, represents a crucial step in the administration’s efforts to clarify regulatory guidelines, encourage financial innovation, and expand economic opportunities in the digital asset landscape.

The summit follows Trump’s Executive Order 14178, signed in his first week in office, which laid out a framework for the responsible growth and adoption of digital assets.

This move starkly contrasts with the previous administration’s regulatory actions, which led to increased scrutiny and legal battles within the crypto sector.

Market Impact: Bitcoin Volatility and Future Predictions

Bitcoin has experienced significant price swings recently. After dropping from nearly $100,000 to $78,200, BTC briefly surged to $95,000 before settling at $87,829 on March 5, 2025. Analysts predict that Bitcoin will continue fluctuating between $70,000 and $90,000 due to prevailing market uncertainty.

A crypto analyst forecasted, “Bitcoin’s price will remain within this range for the foreseeable future, given the current market conditions.”

Bitcoin’s market capitalization has now reached $1.73 trillion, with trading volume decreasing by 13% to $61.83 billion in the last 24 hours.

Potential Catalysts for Bitcoin’s Growth

Several factors could drive Bitcoin’s price higher in the coming months:

1. Regulatory Clarity: The White House Crypto Summit is expected to provide clear guidelines, reducing uncertainty in the market.

2. U.S. Strategic Bitcoin Reserve (SBR): If the government begins accumulating Bitcoin, demand could surge, driving prices higher.

3. Federal Reserve’s Monetary Policy: Declining bond yields suggest a potential interest rate cut, increasing market liquidity and benefiting Bitcoin.

4. SEC Lawsuit Developments: The SEC’s recent decision to drop lawsuits against major firms like Uniswap and Coinbase has boosted investor confidence in the crypto sector.

Technical Analysis: Risks and Opportunities

While Bitcoin’s long-term outlook remains bullish, technical indicators highlight potential risks. BTC recently fell below the 50-day and 200-day Weighted Moving Averages (WMA), raising concerns of a possible "death cross"—a bearish technical signal.

Bitcoin also dipped below the 38.2% Fibonacci retracement level, suggesting that if BTC breaks the $78,200 support level, further declines toward $71,500 (61.8% Fibonacci retracement) are likely.

However, if BTC surpasses the $95,000 resistance level, it could regain bullish momentum and push towards a new all-time high.

The National Cryptocurrency Association: A New Resource for Crypto Users

In tandem with these regulatory shifts, the National Cryptocurrency Association (NCA) has officially launched. Led by Stuart Alderoty, Ripple’s Chief Legal Officer, the NCA aims to educate the public, provide resources, and simplify the complexities of digital assets.

With a $50 million grant from Ripple, the NCA will fund awareness campaigns and learning materials to highlight practical crypto applications.

The association’s neutral stance ensures that it remains a valuable resource for industry participants without favoring any specific company or blockchain.

Conclusion: A Defining Moment for U.S. Crypto Policy

The Trump administration’s efforts to establish a Bitcoin Strategic Reserve and revamp crypto regulations mark a defining moment for the industry.

As the White House Crypto Summit approaches, stakeholders eagerly anticipate clearer regulatory guidelines and a strengthened position for the U.S. in the global digital asset market.

With the potential for regulatory clarity, increased institutional investment, and macroeconomic catalysts, the crypto industry stands at the precipice of a new era—one that could solidify the United States as the global leader in digital finance.

About Bitrue

Bitrue is a leading cryptocurrency exchange, offering a wide range of digital assets, innovative features, and user-focused services. Founded with the mission to empower the world’s crypto enthusiasts, Bitrue continues to expand its platform with new products, events, and opportunities for users worldwide.

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PROTECT 2025: Doing Business Amidst New Threats

  

On March 14, 2025, the PROTECT International Conference Series on "Doing Business Amidst New Threats" will take place at the New World Makati Hotel.

The international community is facing an evolving different threat to global peace and security. While the global security risk and threat in 2024 may be described as “unprecedented", 2025 may be described as “unconventional”. We see this in geopolitical tensions, gray zone warfare actions, AI arms race, rising insider threats, fragmented extremism and other developments. PROTECT 2025 conference on Doing Business Amidst New Threats will deep dive into these security challenges.

On March 14, 2025, the PROTECT International Conference Series on "Doing Business Amidst New Threats" will take place at the New World Makati Hotel.

The event will feature prominent speakers, distinguished panelists, and thought leaders from various sectors as they discuss key issues affecting businesses today. From cyber threats and health security to climate change and cross-border crimes, the conference will address how these complex issues intersect and how businesses can navigate these volatile landscapes.

For more information on the forum, contact the Secretariat: leverage@leverageinternational.com

The Opening Address will be delivered by Secretary Eduardo Año, National Security Adviser to the National Security Council. Gen. Romeo S. Brawner, Jr. PA, Chief of Staff of the Armed Forces of the Philippines will deliver the Keynote Address.

Digitalization And Cyber Threats will be featured in three panel discussions on Digital Identity, Cyber Threats, and The Legal Aspects of Cybercrime.

Digital technology has been changing the ways businesses are done and will continue to do so each year. Meantime, cyber threat actors are applying more advanced and sophisticated technologies to challenge cybersecurity. Understanding what is happening in the world now is therefore no longer an option but is an absolute necessity. The future is rapidly developing whether we like it or not. Adapting to change, if not done strategically can be disastrous.

A Session on Human and Health Issues aims to provide an awareness of human health security and the interactions of key issues and events. Moderated by Dr. Kenneth Hartigan-Go, discussions will cross cut through health, education, and security.

Environmental/Climate Issues will be the subject of one session. The changing environment affects the business world. They impact on business practices from resources, to supply chain, to logistics, to energy sources, to customer behavior and demographics.

Cross-border phenomena concern both international and domestic security. Heightened concerns about transnational crimes are a consequence of advances in transportation and telecommunication. Many times, businesses become instruments or victims of such crimes.

A session on Transnational Issues will start with a presentation on Crime- Terror Nexus by Global Security Expert Prof. Rohan Gunaratna of the S. Rajaratnam School of International Studies, Nanyang Technological University, Singapore. This will be followed by a Panel Discussion on cross-border phenomena.

The National Issues session will discuss two major security challenges confronting the Philippines today: state-sponsored cyber challenges and the country's relations with the US and China.

This Press Release has also been published on VRITIMES