Guide to Foreign Property Ownership in Indonesia

Indonesia, with its stunning landscapes and rich cultural heritage, has become an attractive destination for foreign property investors. Whether you’re a tourist enchanted by the country’s beauty, an investor looking for lucrative opportunities, or a retiree seeking a serene abode, Indonesia offers a range of property options to suit your needs. This guide aims to provide an in-depth look at foreign property ownership in Indonesia, highlighting recent regulatory changes, investment requirements, and the advantages of using professional services to navigate the process.

In recent years, Indonesia has made significant strides in simplifying the process for foreigners to own property. In this article, you will be informed about the property ownership in Indonesia as well as how you can purchase the property in Indonesia.

Types of Property Ownership in Indonesia

1. Hak Pakai (Right to Use)

Hak Pakai is a legal framework that allows foreigners to own property in Indonesia under the “right to use” title. This type of ownership is typically granted for an initial period of up to 30 years and can be extended. It is particularly popular among expatriates and retirees who wish to live in Indonesia long-term as this can be owned by foreign individuals.

The ownership of the Right to Use can be granted to the individual foreigners with certain requirements and limitations such as the minimum amount of transaction, the maximum size of the land, and the possession of the Temporary Stay Permit (KITAS) and Permanent Stay Permit (KITAP). These amounts vary depending on the location and type of property. Generally, urban areas and prime locations require higher investment amounts compared to rural or less developed regions.

Under Right to Use, the foreigner can own a house or residence in the form of a landed house or commercial apartment. The subsidized apartments are prohibited to be owned by foreigners so that you can only buy a commercial apartment. Meanwhile for the landed house, there are minimum requirements as below:

A house with a luxury house category in accordance with the provisions of the legislation; you may anticipate a regulation in each region/province/city to set out the minimum price of a luxury house category.1 (one) plot of land per person/family. In terms of having a positive impact on the economy and social, the landed house can be granted for more 1 (one) plot of the land or more than 2.000m2with permission from the Minister; and/orThe maximum land area is 2,000 m2 (two thousand square meters).

If the land title of the landed house is freehold title or right to build, the foreigner must change the land title to right to use by making an agreement with the owner of freehold title regarding the granting of the right from the owner of freehold title to the foreigner before Land Deed Official (Pejabat Pembuat Akta Tanah / PPAT). Such agreement shall be registered to the Indonesian Land Agency (BPN) so that BPN will issue the Right to Use Certificate in the name of the foreigner.

2. Hak Guna Bangunan (Right to Build)

Hak Guna Bangunan grants foreigners the right to build and develop on state-owned land. This title is usually valid for 30 years and can be renewed. This type of property ownership can only be owned by an Indonesian legal entity (PT PMA) and cannot be held by foreign individual. Although it cannot be owned by foreign individual, owning property through a PT PMA is the most preferred choice by foreigners as there is no restriction/requirement as mentioned in the section 1 above. The structure of ownership through a PT PMA might be different from one another. Therefore, it is best to discuss how to set up the property ownership with the expert to avoid any legal issue in the future.

Benefits of Using Our Company for Property Purchase

1. Expertise in Company Formation

For those looking to purchase property through a company, we offer expert services in company formation. This can be a strategic approach to property ownership, providing additional flexibility and potential tax benefits.

2. Navigating Legalities and Paperwork

The legal landscape of property ownership in Indonesia can be daunting for foreigners. Our company specializes in handling all legal aspects, ensuring that the process is smooth and compliant with local regulations. From obtaining necessary permits to finalizing transactions, we manage every detail.

3. Experiences in Handling Property Purchasing

CPT Corporate handle property purchases from simple to complex transactions. We assist with house residency, villas and hotels throughout Indonesia.

Addressing Common Concerns for Foreign Property Buyers

Language Barriers:Language can be a significant barrier for foreigners in Indonesia. Our team bridges this gap, ensuring clear communication and understanding throughout the property buying process.Legal Complexities:The legal complexities of foreign property ownership can be overwhelming. Our experienced legal team simplifies these complexities, providing clear guidance and handling all necessary legalities.Cultural Differences:Cultural differences can pose challenges in any international transaction. We offer cultural consultancy services to help you navigate and respect local customs, ensuring a smooth and respectful process.Call to Action: Ready to explore property ownership in Indonesia? Contact us today for a consultation, and let us help you find your dream property. Visit our website to browse our listings and learn more about our comprehensive services.

Frequently Asked Questions

1. What is Hak Pakai and how does it work?

Answer: Hak Pakai, or “right to use,” allows foreigners to own property in Indonesia for an initial period of up to 30 years, with the possibility of extensions.

2. Can foreigners buy land in Indonesia?

Answer: Foreigners cannot directly buy freehold land in Indonesia, but they can obtain property rights such as Hak Pakai or Hak Guna Bangunan (through PT PMA).

3. What are the minimum investment requirements for foreign property ownership?

Answer: Minimum investment amounts vary by location and property type, generally higher in urban and prime areas.

4. Is it necessary to form a company to buy property in Indonesia?

Answer: While not always necessary, forming a company can provide additional flexibility and benefits for property ownership.

5. How can your company assist with property purchase?

Answer: We offer comprehensive services, including land due diligence, legal assistance, company formation, and connections with trusted real estate agents and developers.

Conclusion

Navigating foreign property ownership in Indonesia is made easier with the right guidance and professional assistance. With recent regulatory changes, a variety of property rights options, and our comprehensive support services, owning property in Indonesia is now more accessible and secure. Whether you’re looking to invest, retire, or simply enjoy a slice of paradise, Indonesia offers unparalleled opportunities. Contact us today to start your journey towards owning property in this beautiful and dynamic country.

Discover the seamless process of foreign property ownership in Indonesia with our expert services. From navigating legalities to connecting with trusted real estate agents, we ensure your investment is secure and stress-free. Learn more about how we can assist you by visiting our website

This press release has also been published on VRITIMES 

Bitcoin Price Predictions and Trends for 2025: Will BTC Price Back to $100,000?

Discover expert Bitcoin price predictions for 2025. Will BTC surge past $100,000? Explore historical trends, market analysis, and key investment insights to navigate Bitcoin’s volatile yet promising future.

Bitcoin has followed a clear boom-and-bust cycle, historically driven by its "halving" events. This pattern sees Bitcoin's price roughly doubling due to the reduction in new Bitcoin issuance, fueling massive price swings.

While narratives and external events influence short-term fluctuations, this fundamental supply shock remains a key driver of Bitcoin’s price movement.

The cyclical nature of Bitcoin has played out multiple times. Each cycle begins with a strong rally, peaks with investor exuberance, and then declines as market corrections occur.

Bitcoin's role as a store of value, especially in times of geopolitical and economic uncertainty, further impacts its price dynamics.

However, past cycles have demonstrated that despite external disruptions, Bitcoin eventually returns to its predictable halving-driven patterns.

BTC Current Market Overview

As of the latest data, Bitcoin is trading at $84,782.14 with a 3.91% increase in the past week alone.

The cryptocurrency has demonstrated resilience, with a 5.49% gain over the last month, adding an average of $3,833.37 to its price.

Bitcoin remains the number one ranked cryptocurrency, with a circulating supply valued at $1.37 trillion.

Bitcoin Price Forecast for 2025

According to technical analysis, Bitcoin is projected to experience significant growth in 2025. Below are the expected price movements across different months:

1. March 2025: Expected price range: $83,640.49 - $100,238.04

2. April 2025: Expected price range: $100,235.29 - $111,019.25

3. May 2025: Expected price range: $88,026.11 - $98,663.81

4. June 2025: Expected price range: $91,475.18 - $96,286.43

5. July 2025: Expected price range: $93,540.68 - $111,536.16

6. August 2025: Expected price range: $99,639.80 - $101,080.89

7. December 2025: Expected price range: $65,732.26 - $83,427.50

These estimates indicate that Bitcoin could reach a peak of $111,536.16, while its lowest expected price hovers around $65,732.26.

Historical Bitcoin Trends

Bitcoin has seen extraordinary growth since its inception in 2009. Below are some key milestones:

1. 2009-2013: Bitcoin started at $0.0001 and reached over $1,000 by the end of 2013.

2. 2014-2017: Following a crash due to the Mt. Gox collapse, Bitcoin rebounded to $19,000 by late 2017.

3. 2018-2020: After a bear market, Bitcoin regained momentum, surpassing $28,949 in December 2020.

4. 2021-2023: Bitcoin reached an all-time high of $68,000 in November 2021, followed by volatility due to macroeconomic factors.

5. 2024: Bitcoin experienced a massive rally, crossing $100,000, driven by institutional adoption and favorable policies.

Investment Considerations

With Bitcoin’s historical patterns and current market conditions, should investors consider buying Bitcoin in 2025? Here are key considerations:

1. Volatility: Bitcoin remains a highly volatile asset. Past cycles show price surges followed by corrections.

2. Institutional Adoption: More financial institutions are embracing Bitcoin, adding legitimacy and stability to its price.

3. Regulatory Environment: The U.S. government’s stance on Bitcoin, particularly under a new administration, could significantly impact its value.

4. Portfolio Diversification: Investment firms like BlackRock suggest allocating 1-2% of a portfolio to Bitcoin as a hedge.

Conclusion

Bitcoin’s price in 2025 is expected to fluctuate significantly, but historical trends suggest continued long-term growth.

Investors must weigh risk factors against potential returns, staying informed about regulatory developments and market cycles. 

Whether Bitcoin reaches its ambitious projections or experiences corrections, it remains a key player in the financial landscape.

About Bitrue

Bitrue is a leading cryptocurrency exchange, offering a wide range of digital assets, innovative features, and user-focused services. Founded with the mission to empower the world’s crypto enthusiasts, Bitrue continues to expand its platform with new products, events, and opportunities for users worldwide.

 

This Press Release has also been published on VRITIMES

 

EDTEK CON 2025: Unfolding the future of education

  

THE first edition of the National Education & Technology Conference (EdTek Con) 2025, titled “Unfolding the future of education,” will be held at Waterfront Cebu City Hotel & Casino in Lahug on Friday, March 28, 2025 from 8 a.m. to 5:30 p.m.; mainly organized by EdFolio, an EdTech start-up from Iligan City, in cooperation with Serial Disruptors, Cerebro and the ICT Industry Council of the Philippines.

Founded by EdFolio and SkoolTek CEO Ursel Murllio-Laureno, EdTek Con 2025 is a leading and premier event, dedicated for school heads, principals, deans, school officials and owners, and champions in the education-technology space and intended for sharing insights on the future of education and innovations, involving artificial intelligence and blockchain in education, data privacy, and cybersecurity.

Invited speakers from the public sector for the national educational and technology conference include Department of Science and Technology - Philippine Council for Industry, Energy, and Emerging Technology Research and Development Chief Senior Science Research Specialist Russell Pili.

Other invited speakers from the private sector include Ursel Murillo-Laureno, EdFolio and SkoolTek CEO; Delfin Jacob, University of Santo Tomas Industrial Engineering assistant professor and ISO consultant; Franch Maverick Lorilla, University of Science and Technology of Southern Philippines director for Innovation Centers and CDO b.i.t.e.s. TBI manager; Karl Dominic Fajardo, Serial Disruptors co-founder and CEO; Joyce Zerda, Apple distinguished educator; Joseph Kelvin Regla, Basecamp by Power Mac Center training manager; Giulliano Suarez, Basecamp by Power Mac Center technical trainer; Brian To, MDK senior practice professor of Leadership and Strategy; Alan Reyes, former country manager of Fortinet, a US-based network cybersecurity company, and former county manager of Cyberint, an Israeli threat intelligence company; Olivier Bariou, Doconchain CEO; Marvin Galang, JuanTax co-founder and CEO; and Geoffrey Ogang, Sprout Solutions vice president for Finance.;

Organizations also involved with the conference are Platinum sponsors Unisol, DOHE Philippines Inc., SkoolTek, Hydro Flask, GRND, and Res│Toe│Run; Co-presenter Basecamp by Power Mac Center; major sponsors Symph, Lesson Planner PH, Rapoo, and Philteq Enterprise Inc.; Minor sponsors Pag-IBIG Fund, School of Tomorrow Philippines, the American Institute for English Proficiency, the Australia New Zealand Institute, and NutriPlus; Special partners Six Sigma and éslite; Continuing professional development provider Cerebro; Community partners Juan, Quest Ventures, Doconchain, Regional Association for Private Elementary and Secondary Schools R10 or RAPS 10, Iligan City Association for Private Elementary and Secondary Schools, and Yam Agency; Media partners The Manila Times, BusinessMirror, La French Tech Manila, Vritimes, Gadgets Magazine, and TNC; TBI partner iDeya, Pic-A-Talk, and CodeChum; and other Philippine start-ups will be there.

In the morning session, the keynote talk will be about “Future-proofing education: Embracing the age of AI”. In breakout room one, track A will be about “ISO 21001 education management system,” track B will be about “Transforming challenges into opportunities: AI for educational innovation,” track C will be about “Strategic self-positioning for school leaders,” and track D will be about “EdTech trends and innovations: What to watch”.

In breakout room two, track A will be on “Navigating the future of AI in accounting education,” track B will be on “Financial strategies for digital transformation in education,” track C will be on “Cybersecurity and data privacy in educational institutions,” and track D will be on “Securing academic credentials with blockchain technology”.

In the afternoon session, the keynote talk will also be about “Fostering school innovations through government-backed initiatives”. From 7 p.m. to 10 p.m., the EdTek Excellence Awards, an annual celebration of innovation in education and technology, will be held along with a VIP dinner and networking session at the same venue.

Aside from talks, breakout sessions, and panel discussions, EdTek Con 2025 will also have opening and closing performances, interactive workshops, booths, stamp prizes and raffle prizes, exciting announcements, and photo opportunities.

While early bird patrons were able to get a P500 discount from the basic access and VIP access rates until Feb. 28, 2025, the regular rate for basic access tickets is P3,000, and the regular rate for VIP access tickets is P4,000.

To register and pay, patrons simply log on the official forum website via https://edtekcon2025.edfolio.co.

Interested patrons at this conference can also contact Heather Yap, conference secretariat, via mobile number (0991)3090991 or email edtekcon2025@edfolio.co.

This Press Release has also been published on VRITIMES

Singapore Professionals Unlock Midlife Success with Resilience Coaching

 

Ace Digital Brings Expert Insights on Navigating Career & Life Transitions

In a fast-paced world where career pressures, personal aspirations, and societal expectations converge, many Singaporean professionals find themselves at a crossroads in midlife. Questions about career fulfillment, personal growth, and future direction become more pressing, often leading to self-doubt and uncertainty. But what if these challenges could be transformed into opportunities for growth?

At Ace Digital, we believe in bringing to light the most pressing issues that Singaporeans care about, by interviewing experts in various fields. This time, our team spoke with renowned resilience coach Grace Wong, author of Midlife Clarity Breakthrough: Stop Doubting, Start Living, to uncover how resilience coaching is helping professionals in their 30s to 50s navigate this crucial phase with confidence and clarity.

The Midlife Shift: Crisis or Breakthrough?

For many professionals, midlife isn’t about crisis—it’s about transition. Grace Wong emphasizes that this stage is a natural point of reflection and realignment. “Many people wake up one day wondering if they are truly fulfilled in their careers and personal lives,” she shares. “It’s not about starting over—it’s about unlocking the potential that’s already within you.”

Instead of settling for stagnation, resilience coaching helps individuals identify their core values, clarify their goals, and take decisive action toward a more authentic life. Wong calls this the Midlife Clarity Breakthrough, a mindset shift that turns self-doubt into confidence and inaction into purpose-driven steps.

Why Resilience Coaching Works

A common misconception is that coaching is only for those in crisis. In reality, it is a proactive tool for personal and professional growth. Wong highlights that resilience coaching is about strategic self-discovery and empowerment, providing individuals with:

Clarity – Understanding personal values and aligning life choices accordingly.

Confidence – Overcoming fears and self-imposed limitations.

Actionable Strategies – Practical steps to create meaningful change.

“Coaching isn’t about fixing what’s broken,” Grace explains. “It’s about enhancing what’s already strong and unlocking new possibilities for success.”

Steps to Achieve Midlife Clarity

Grace shares practical strategies that professionals can implement to gain clarity and direction:

✅ Reflect on Core Values – Take time to identify what truly matters. Journaling or meditation can help surface deep-seated beliefs and desires.

✅ Define Success on Your Own Terms – Instead of chasing conventional milestones, focus on what personally fulfills you.

✅ Take Small, Purposeful Steps – Even minor changes—such as exploring a new career path or picking up a long-forgotten passion—can create a ripple effect.

✅ Surround Yourself with a Support System – Engage with mentors, coaches, and peers who align with your vision and aspirations.

✅ Celebrate Progress – Recognize and appreciate small wins. Every step forward builds momentum.

The Power of Reinvention

Grace Wong firmly believes that midlife is not an ending but a new beginning. Many successful professionals have reinvented themselves in their 40s and 50s, finding greater fulfillment and purpose than ever before.

Her book, Midlife Clarity Breakthrough: Stop Doubting, Start Living, provides actionable insights and strategies for anyone seeking to redefine their midlife years with confidence and clarity.

For more information on resilience coaching and how to unlock your own breakthrough, Grace Wong can be reached at ggbreakthrough.com.

Ace Digital: Bringing the Conversations That Matter

At Ace Digital, we are dedicated to delivering expert insights on the topics Singaporeans care about most. Our mission is to highlight key issues, spark meaningful discussions, and provide actionable solutions.

If there’s a topic you want us to explore or an expert you’d like us to feature, reach out to us! Your voice shapes the stories we tell.

About Ace Digital SG Pte. Ltd

Ace Digital: Bringing the Conversations That Matter

At Ace Digital, we are dedicated to delivering expert insights on the topics Singaporeans care about most. Our mission is to highlight key issues, spark meaningful discussions, and provide actionable solutions.

If there’s a topic you want us to explore or an expert you’d like us to feature, reach out to us! Your voice shapes the stories we tell.

This press release has also been published on VRITIMES